At Bank of America's investor conference in London, BBVA CEO Onur Genç reaffirmed the attractiveness of his bank's offer for Banco Sabadell.  Genç argued that BBVA's track record and future prospects position it as the ideal partner for Sabadell,  telling investors that those who accept the offer will join the European bank with the highest growth and profitability levels. He emphasized that BBVA's geographic diversification and leading franchises would enhance value creation for new shareholders.  Genç stressed that the bank stands strongly positioned to generate value: “We have announced  €36 billion¹ available for distribution throughout 2025-2028”.

The rating agency Standard & Poor’s (S&P) has upgraded BBVA’s  rating by one notch, from A to A+, matching Spain’s sovereign rating, with a stable outlook. “BBVA continues to deliver solid risk-adjusted returns and it is our view that BBVA’s  financial strength is now  in line with that of larger and more diversified European and global  peers,” S&P noted.

The new office houses an Energy and Cleantech Hub, bringing specialized advisory capabilities to help clients advance their decarbonization strategies. It also serves as a platform to accelerate the growth of Corporate & Investment Banking in the U.S., expand Global Wealth Advisory services, and reinforce support for BBVA Mexico clients through its long-standing Agency in Houston. In addition, BBVA is proud to participate as a sponsor of both Houston Energy & Climate Week and Houston Energy & Climate Startup Week taking place from September 14-19.

The investor roadshow is a cornerstone in the bond issuance process. It serves three fundamental purposes: gauging market sentiment, defining the pricing range, and securing the success of the transaction through meticulous preparation and a strategic approach. BBVA CIB organises these meetings in Europe’s leading financial hubs, with a focus on credibility, transparency, deep market insight, and flexibility, reaffirming its commitment to being the partner of choice for companies and to accompanying them throughout their growth journey.

For the third year running, Time has published its World’s Best Companies 2025 ranking, with BBVA having climbed 37 positions compared with 2024, claiming eighth spot globally (45th in 2024). In Spain, it was ranked as the top performer in the banking sector. The ranking, which evaluates 1,000 multinational companies, assesses employee satisfaction, financial performance, and progress toward sustainability.

Artificial intelligence is neither good nor bad in itself, but, as with any tool, it all depends on how you use it. In fact, in cybersecurity it has a dual role: while security teams use its capabilities to bolster defenses, cybercriminals use it to hone their attacks.

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BBVA plans to hold various face-to-face events this month at more than ten venues across Catalonia, the Valencian Community, the Basque Country, Madrid, and Asturias, all regions with a high concentration of Banco Sabadell shareholders. It will also be staging several remote meetings for those shareholders who wish to take part. The aim is to share more information on the transaction and answer questions about the share exchange, which is currently underway. The sessions will include an institutional presentation, followed by a Q&A round.

Spain’s National Securities Market Commission (CNMV) has approved BBVA’s offer prospectus for the integration with Banco Sabadell. The period for Banco Sabadell shareholders to accept or decline the offer presented by BBVA will begin on September 8, 2025. Shareholders who accept the offer will receive one new BBVA share and €0.70 in cash for every 5.5483 Banco Sabadell shares they tender.¹ BBVA will cover the costs associated with the exchange for all shareholders who accept the offer through BBVA branches or via the telephone number +34 800 080 032.

Garanti BBVA is launching a new digital solution to provide security for forward-dated payments and boost trust in commercial transactions. The innovative new feature allows clients to manage future payments easily, backed by the bank’s guarantee.

The Spanish National Securities Market Commission (CNMV) has approved the transaction of BBVA and Banco Sabadell. The take-up period is scheduled to begin on Monday, September 8, 2025 for Banco Sabadell shareholders to accept BBVA’s proposal. It is a very attractive offer, whose current equivalent value represents Banco Sabadell’s best valuation in more than a decade, while incorporating a premium clearly higher than that of recent similar transactions in Europe. As this is a share offer, its attractiveness also stems from BBVA’s current valuation and its upside potential. Following the merger, Banco Sabadell shareholders are set to obtain earnings per share 25¹ percent higher than they would with a standalone Banco Sabadell. “The union of two highly complementary banks at their best moment has an undeniable logic, and is beneficial for shareholders, customers and employees of both entities, and society as a whole. We invite Banco Sabadell shareholders to join this integration project with BBVA, the best possible partner, and a European leader in growth and profitability. Now is the time,” BBVA Chair Carlos Torres Vila said.

In its announcement on Monday of the annual review of the composition of its indices, Stoxx has added BBVA to Stoxx Europe 50, the stock market index that measures the performance of the 50 super-sector leaders in Europe. The index serves financial institutions as the underlying for a wide range of investment products: exchange-traded funds (ETFs), futures and options, and structured products worldwide.

BBVA and SAP Spain have forged a strategic alliance whereby the bank will integrate the SAP Multibank Connectivity solution to enhance its corporate banking service offering and attract new business clients. The solution will enable BBVA to transform and optimize how financial transactions are carried out for corporate and business banking clients, making the whole process more efficient and agile.

Garanti BBVA’s flagship environmental program, the Blue Breath Project, has helped identify Türkiye’s oldest seagrass meadow off the coast of Kızılada near Göcek. Led by Professor Ergün Taşkın, a team of scientists confirmed the meadow’s age at about 2,000 years, the first time such an ecosystem has been dated in the country. Researchers believe the discovery could reshape marine conservation.

Garanti BBVA has entered a new era in asset management in Türkiye by migrating its crypto asset portfolios to its app, Garanti BBVA Mobile. Garanti BBVA Crypto users can now easily view their crypto assets, along with price information in real time, gains and losses, and watchlists directly from the ‘Investments’ menu in the bank’s mobile app.

As part of the strategic plan unveiled earlier this year and following the release of second-quarter earnings, BBVA announced its financial goals for 2025-2028 for the Group and key business areas. All units are poised for sustainable growth while generating capital and maintaining rigorous cost and risk control, which will translate into improved profitability across business units.

Decarbonization and the energy transition have become global priorities. In this transformative landscape, BBVA plays a key role in helping enterprises evolve toward more sustainable business models.

Grupo Energía Bogotá (GEB) has just secured a long-term credit facility from BBVA Colombia worth 500 billion pesos, as it aims to ramp up its investment plan and modernize the country’s existing energy infrastructure.

Garanti BBVA, in partnership with Eureko Sigorta, has just launched Cell Phone Screen Protection Insurance. Available through Garanti BBVA Mobile, the new insurance solution offers customers an easy way to protect one of their most essential everyday devices.

This past Wednesday, BBVA issued a 10-year senior non-preferred (SNP) green bond worth €1 billion and maturing in 2035. Demand for the bond peaked at €2.9 billion, reflecting strong investor appetite for green-labelled instruments. At the close of the issue, the price was set at mid-swap plus 108 basis points, significantly below the initial guidance of mid-swap plus 135 basis points, making it the lowest spread achieved on a 10-year SNP by a Southern European financial institution since 2021.

“Simplification” dominates today’s European financial‑regulation debate. The new Commission has turned it into a slogan, pledging to strip away layers of complexity, align the regime with the cleaner approaches of other regions, and make the framework easier to navigate.  At present Europe resembles a car covered by multiple insurers, each tacking on new clauses over time. The result is a patchwork in which it is unclear what is actually covered or how policyholders are meant to use their coverage. It simply doesn’t work.

The three-year project, titled Fair Learning, will address the main ethical, technical and regulatory challenges posed by the growing automation of decisions that impact society. A multidisciplinary team of BBVA and The University of Navarra will explore the use of advanced mathematical and statistical methods to correct data bias, integrate philosophical and ethical frameworks into model development, and devise a set of best practices based on international legislation.

During the global launch of its new language model, OpenAI identified BBVA as one of the first institutions to adopt this technology in the financial sector. The bank has been testing the system in strategic tasks as part of its commitment to exploring the potential of generative artificial intelligence to enhance organizational processes and drive team innovation.

The bank published its latest ‘Green and Social Bond Report’ on fund allocation and the impact of its sustainable issuances through December 2024. BBVA allocated a total of €5.83 billion to environmental, social and governance (ESG) bonds through green initiatives, and €1 billion to projects with a social focus. This year, the amount of resources allocated to activities aligned with environmental criteria rose by 20 percent over the previous year.

Proptech company PropHero has secured financing from BBVA Spark to drive its growth in the Spanish real estate market, where it plans to double its business volume by year-end 2025.

Many European banks already have practices in place to detect, monitor, and manage climate risks, the second biggest concern for businesses. Frank Elderson, member of the Executive Board of the European Central Bank, acknowledges the progress made but also admits that there is still a lot to do.

BBVA's sustainable business continues to accelerate its growth. The bank has channeled approximately €63 billion into sustainable business during the first half of 2025, representing a 48% increase compared to the same period last year. At the same time, more than €30 billion was channeled in the second quarter, a new quarterly record.