Figures, keys and uses for the unmanned aircraft that are taking over the sky.

The Colombian lawyer Heidy Balanta, specialist in IT Law and New Technologies and manager of derechoinformatico.co, shares some reflections on data protection and the best way of knowing and exercising our rights, and complying with the data protection laws in Latin America.

BBVA has once again been recognized, this time by the panel of the ECOFIN Awards, which has selected the bank as the best “International Brand-Image for Spain” in 2016. The award recognizes the work carried out by the BBVA Microfinance Foundation (FMBBVA) and the advice provided by BBVA to companies that expand abroad.

So, another year’s WIRED Money , together with BBVA, over and what have we learnt from this gathering of individuals and businesses looking to change the world of financial services through technology?

Many corporate sectors are turning to new technologies to improve their business models. Big cities are no exception and are introducing the Internet of Things to improve their citizens’ quality of life.

The Internet of Things (IoT) is on the verge of changing the face of business as we know it. Much has been said in recent years about the final and irreversible rise of the IoT, not only in smart homes and cities, but especially in large corporations and most industries.

BBVA’s transformation process involves a new corporate culture with new, more agile and flexible ways of working. We spent two days in one of the quarterly planning sessions BBVA is holding around the world to find out firsthand what this new way of working is like.

This year, more than 1200 startups more than 75 countries from around the world have participated in the contest. Most notably we have received submissions from countries such as Turkey, Austria, United Kingdom, Switzerland, Singapore, Peru, Indonesia or Costa Rica.

BBVA Open Talent has consolidated its position as a global leader of fintech competitions, with startups competing from 77 different countries in this year's edition.

BBVA is rolling out, in partnership with BBVA Data & Analytics, a new service for merchants, inaugurating a new way of banking: Commerce360, a web tool that turns anonymized and aggregate data from purchases paid for by customers with a BBVA card in a physical POS terminal into useful data for business customers. Through this application, merchants will be able to access a set of statistical indicators, describing the economic activity of both their businesses, their customers and the area in which they operates. This information will allow them to design plans intended to drive their businesses’ and marketing strategies’ profitability.