BBVA AI Factory, BBVA's artificial intelligence hub, has been honored for the third time by Global Finance magazine as one of the leading innovation labs in the financial world. BBVA is the only Spanish bank featured in this ranking, which highlights "excellence" in creating solutions that address current challenges in the financial sector.

BBVA conducted a study in Spain and Mexico that shows that customers who use its main financial health tools save 11 percent and 20 percent more, respectively. But how did the bank ensure that they eliminated the influence of other variables when calculating this savings? To do so, the bank used two machine learning models and causal inference, a statistical methodology that detects complex cause-effect relationships.

Building a business is not easy, yet it happens to be one of the most important decisions in life that many people will ever make. And while we generally talk about challenges in this process, such as the availability of capital, the macroeconomic climate of a country, cash flow management or registration and licensing, little is said about one of the biggest challenges: mental health care.

The numerous advances in the field of neuroscience allow us to understand in greater depth how the human brain and its different mechanisms work. “Energy designs our thoughts. Energy can be programmed, and therefore so can thoughts,” said Ana Ibáñez, an expert in applied neuroscience and a high performance brain coach, during a talk as part of the BBVA Tech Women program.

Garanti BBVA’s crypto app provides a secure and user-friendly crypto wallet and trading experience, while adding new tokens to its asset portfolio every day. The app currently offers support for Bitcoin (BTC), Ethereum (ETH), USD Coin (USDC) and Avalanche (AVAX), and now users will be able to transfer and store their Chiliz (CHZ) over the Ethereum network.

Artificial intelligence is neither good nor bad in itself, but, as with any tool, it all depends on how you use it. In fact, in cybersecurity it has a dual role: while security teams use its capabilities to bolster defenses, cybercriminals use it to hone their attacks.

Header image generated with Midjourney (IA)

Garanti BBVA continues to enhance its offerings, simplifying life for customers by integrating vehicle-related products and services into a single platform with the "My Vehicle" feature on Garanti BBVA Mobile, the most widely used banking app in Türkiye. Customers can add their license plate information to Garanti BBVA Mobile to track all transactions, expenditures, and campaigns related to their vehicles in one place.

Generative artificial intelligence tools are evolving rapidly: in just two months, ChatGPT reached 100 million users. Other platforms such as TikTok took at least nine months. To grasp the potential of these applications, we first need to understand the large language models that drive them.

Neural networks are transforming technology. Natural-language processing, voice recognition and artificial vision are just some of the applications of a sector that will be worth $1bn by 2030. The technology, first conceived decades ago to emulate the human brain, has boomed in recent years.