The publication specialized in financial markets and investment banking has included BBVA AI Factory for the second time in its list of the best financial innovation labs in the world. The Innovators 2023 Awards also recognized the car comparison tool in Spain and the collection link for companies in Colombia as two of the outstanding innovations in the sector in the last year.

BBVA, the Comillas Pontifical University and the technology consultancy NTT DATA have unveiled Spain’s first master's degree in fintech, payments and online banking. The master's degree offers comprehensive, specialized, practical and advanced training in financial technologies with the aim of equipping future professionals with the skills to transform and lead the payments and online banking industries.

All ventures are born from a clever idea, but not all new ideas end up becoming new companies. In addition to creativity, in order to materialize a business idea, it is essential to obtain financing, visibility and investors. Startup incubators are entities that offer entrepreneurs guidance, training and resources to materialize their project.

It goes without saying that Europe has lagged behind other world powers in many of the technological races of recent decades: from the design of smartphones and the operating systems that control them to the development of artificial intelligence applications, e-commerce platforms or social networks, among other areas of competition. But there is a new race, still in its early stages, in which Europe seems determined not to be left behind: the issuance of CBDCs (central bank digital currencies), which are intended to be an electronic version of cash now that banknotes and coins are in clear decline as a means of payment.

The Mercury library stores the code that BBVA's data scientists reuse to develop analytical models embedded in a range of financial products. In line with the open source philosophy, the bank has published Mercury on Github, a code hosting platform for version control and collaboration. This means other programmers will be able to use Mercury code in their work, which will help drive fintech innovation and further evolve the library with contributions from the community.

Cryptocurrencies and blockchain technology are everyday topics that have emerged as a new form of global economy. Thus, BBVA in Switzerland is launching Blockchain to go, a series of educational pills to provide people and companies with the necessary knowledge to enter this new world with confidence and security.

Garanti BBVA Mobile, Türkiye's most widely used banking application, maintains its leadership among private banks for the services it provides to individual customers and corporate clients.

The European Investment Fund (EIF) and BBVA are set to make it easier for startups with innovative and sustainable value propositions to get access to financing. The two institutions have concluded an agreement under the InvestEU guarantee programme whereby the EIF will grant a €200 million guarantee to enable BBVA Spark (BBVA’s specialised startup initiative) to strengthen its support for startups, helping them with their expansion plans.

The concept of digital identity -the personal data we voluntarily or involuntarily share online- is a cornerstone of cyberspace. Defining digital identity, regulating it and empowering the user is the next challenge we face.

The bank has signed a collaboration agreement with the Legendaryum Metaverse to explore how immersive digital environments could change the remote relationship model both between internal areas and with customers. BBVA has opened a remote meeting room in Legendaryum to analyze the potential of these spaces and how they change the way users relate to each other and help in the design of specific banking services.