Valora Coches, the BBVA Group tool for customers and non-customers that helps you decide whether to change your vehicle or not, continues to grow. From its late February 2020 launch in Spain until July 2021 it registered almost two million hits and more than 900,000 vehicle searches. In March 2021, the tool reached its highest figures with 100,000 hits and 50,000 car searches.

BBVA's state-of-the-art data processing centers (DPCs) hold the most prestigious certifications in the world in terms of design, construction and operational sustainability. This ensures that the Group's operations are maintained in the face of possible contingencies, offering the best service to its customers under virtually any circumstances.

In less than a year, BBVA has issued one million Aqua cards in Spain. This groundbreaking system, which eliminates data from the plastic and uses dynamic CVV, is expanding rapidly in Latin American subsidiaries. Mexico, Peru and Colombia already have the first features.

The coronavirus crisis has made us more aware of how vulnerable we are to unforeseen events. As a result, in the new social context the insurance industry and insurtechs have been driven to strengthen their customer focus, digitisation, health insurance and microinsurance, with innovation at the fore.

The Payment Systems Department (GÖSAŞ) at Garanti BBVA is developing innovative solutions to meet the new needs of both businesses and SMEs while streamlining their digitization process.

Trading listed products is becoming more and more popular. In recent years, various apps and digital platforms have democratized this activity to make it available to practically any user. The sale of listed assets is no longer the realm of qualified brokers and investors, but for the general public.

The BBVA in Spain app is celebrating its 10th anniversary as a key element in the bank’s commitment to lead the digitalization of banking in the country. Since 2011, the app has adapted its functionalities to the times and needs of its customers, at first by allowing them to operate remotely with ease and total security, and over the years with the deployment of a wide range of personalized tools to help them make decisions about their personal finances.

The Banker, a magazine part of the Financial Times group, recognized BBVA at its annual awards as the Best Bank in Europe for Innovation in Digital Banking. The magazine gave this award to BBVA for being the first bank to allow its business customers to measure their carbon footprint, helping customers make the best decisions to improve their financial health and the bitcoin trading and custody service launched in Switzerland for private banking customers.

BBVA, which first invested in the fintech in 2018, participated in a new capital increase, part of which was used to fund the acquisition of payments specialist Contis. The new funding round will allow Solarisbank, which recently launched operations in Spain, France and Italy to expedite growth in the embedded finance market.

Embedded finance allows you to pay for a purchase online without entering bank details or instantly take out a consumer loan on digital platforms outside banks, among many other options. This Bank-as-a-Service model, which allows the integration of financial services via APIs, moved $22.5 billion in 2020, a figure that will increase tenfold in the next four years.