The European Commission has published regulatory technical standards (RTS) that are part of the Payment Services Directive, or PSD2. The standards ensure greater security when paying for goods and services in Europe, as well as for third party access to bank customers’ data.

BBVA, in collaboration with Wave, conducted the first pilot that uses blockchain to automate the electronic submission of documents in an import-export transaction between Europe and Latin America.  Thanks to Wave’s solution, which uses Distributed Ledger Technology (DLT) and blockchain, BBVA was able to reduce the time required to send, verify and authorize an international trade transaction, which normally takes from seven to ten days, to just 2.5 hours.

The APIfication phenomenon is by no means restricted to the banking sector. At the API Forum held this week in Madrid, insurance and entertainment companies participated, together with BBVA, to discuss the keys to designing APIs capable of attracting developers.

Near Field Communication (NFC) technology enables wireless communication between two electronic devices that are close to each other. This form of data exchange is not new – it first began to be used in 2002, although it wasn’t until 2016 and 2017 that many brands, banks and organizations included it in their business models. This has led to major advances in contactless and mobile payment methods, based on this technology.

This isn’t an article about magic or a secret trick for using cell phones. It’s simply about using the voice assistants that any mobile device contains: Siri for Apple and the popular “OK Google” for Android. Both allow users to send messages while leaving the smartphone on the table, untouched.

The “Powerlist” celebrates the contributions and talent of women from different business areas who are shaping the future of the fintech sector.  This year, the list includes four women from BBVA who play a significant role in the bank’s strategy.

We live in a digital society. Technology and the Internet are part of the everyday lives of people and organizations. As technologies evolve, risks and threats evolve with them. We need to strengthen cybersecurity, but do we have the resources we need?

“Sandbox” is one of the most common words in the fintech universe. In the financial industry, the term refers to a mechanism for developing regulation that keeps up with the fast pace of innovation.

BBVA backed Atom Bank has been named as one of the world’s top ten fintech firms for the third time in a row.

BBVA is close to passing another important online target as it continues to build out its digital banking capabilities.