Spanish consumers will spend an average of €2,838 using credit cards in 2016, 3.5% more than in 2015, according to Bankinter Consumer Finance’s report on the profile and habits of Spanish credit card holders. The report also indicates that 90% of the charges are under €100.

According to UNAIDS’ latest report, there are still 36.7 million people in the world with HIV. Nearly 20 million of them do not have access to treatment.  UNAIDS Executive Director Michel Sidibé remains optimistic, saying “We haven’t ended AIDS, but we can do it."

A study by Forrester Research found that cell phones have a $1 trillion impact on retail in the U.S. One in three sales currently take place with some intervention from cell phones, either through searches, transactions, coupons, etc.

“It is really moving to see this type of initiatives and how a Foundation like ours can do so much in favor of society. These people have access to loan facilities, but they manage to move forward thanks to their own efforts and will to fight. Their work is spectacular and we are already seeing progress in future generations; their kids and grandchildren go to school and many even make it to college. For me, it has been an incredible visit,” said Francisco González during his visit to some of the projects supported by the BBVA Microfinance Foundation (BBVAMF) in Soacha, a city just outside of Bogota (Colombia).

The European Commission is considering introducing a European Travel Information and Authorization System (ETIAS), which would apply to people who do not need a visa to enter a Schengen country.

Spanish online shoppers will spend an average of €234 on Christmas, up 29% from last year according to data from Seur’s barometer, Online shopping: outlook for this Christmas season, carried out by the DPD Group.

Diabetes prevalence continues to grow in the Americas, where one in 12 people have this disease. According to data the Pan-American Health Organization (PAHO) released for World Diabetes Day, 62 million people in the North and South America have diabetes, which comes out to one in 12 people.

Customer Solutions, the area responsible for creating and developing  global solutions and products to meet the needs of BBVA clients, under the leadership of Derek White, is reorganizing its units and accountabilities, aiming to accelerate the Group’s transformation.

BBVA’s CFO in Spain, Ángel Reglero, participated in the UBS European Conference today in London, where he explained the key management priorities in this market. Numerous companies participate in the event, designed as a forum for qualified investors.

The youngest millennials use their smartphones nearly four more hours per day than baby boomers, according to the 3rd Online Comparison Study for Smart Savings  published by Rastreator.com. The report also indicates that the use of these devices is not evenly distributed across all age groups. There is a significant generation gap between millennials and adults educated before the rise of new technologies (baby boomers).